I take on fractional product work and advising for companies in mortgage lending, fintech, and proptech. I’ve spent 10+ years working within compliance rules, investor requirements, and capital markets, and most of my recent work is applied AI.
What I Take On
- AI in lending operations: Underwriting agents, document verification, income and employment checks, and the rules for when a person needs to review a file.
- Underwriting automation: Loan decisioning, risk qualification, GSE compliance, exception handling, and routing across multiple underwriting systems.
- Fintech 0 to 1: Point-of-sale, loan origination, eClosing, capital markets integration, and borrower experience.
- Product org design: Roadmap strategy, coordinating multiple pods, hiring and developing PMs, and working with engineering.
Recent Work
I built an AI underwriting engine for small-business lending that matches applicants to lenders using LLM-based decisioning. Right now I’m shipping an underwriting agent and multi-AUS routing for mortgage, and scaling a home equity product with new partners.
Let’s Talk
Send me a note with the problem you’re working on, your timeline, and the scope you have in mind.
| 📧 jonathan@jvasquez.net |